Jobs
>
Lagos

    Officer, Digital Lending and Decision Science - Lagos, Nigeria - Stanbic IBTC Bank

    Stanbic IBTC Bank
    Stanbic IBTC Bank Lagos, Nigeria

    1 week ago

    Default job background
    Full time
    Description

    ABOUT THE COMPANY

    Stanbic IBTC Bank is a leading African banking group focused on emerging markets globally. It has been a mainstay of South Africa's financial system for 150 years, and now spans 16 countries across the African continent.

    Standard Bank is a firm believer in technical innovation, to help us guarantee exceptional client service and leading edge financial solutions. Our growing global success reflects our commitment to the latest solutions, the best people, and a uniquely flexible and vibrant working culture. To help us drive our success into the future, we are looking for resourceful individuals to join our dedicated team at our offices.

    JOB SUMMARY

    Qualifications Minimum of First Degree in Social Sciences / Physical Sciences / Technology. Qualification in Salesforce Data Analytics /Data Science /ACA /ACIB /ACCA 8-10 years' experience of process development, data analysis and risk analysis. Experience in credit decisioning, product and credit portfolio management will be very key.Additional Information: The jobholder will provide input to the country credit scored lending strategies and help shape the requirements based on data availability and intended business outcomes and risk appetite (e. g. develop new logical decision models to calculate average expected credit turnover in the last 6 to 12 months which will be deployed in various ways by the Analysts). Create new decision strategies and logical solutions based on business and credit requirements in each country and product (e.g. combine a different set of rules (arrears, excesses and other poor credit behaviour to resolve a more complex business/credit rules). Interpreting data, credit rules and strategies and creating a logical rule set to deliver the required scored lending limits. The jobholder will have to define new methods of problem-solving logic to customise solutions per products and provide guidance to the junior team members to create new or revised solutions automation. (e.g. build logic/new rules based on new data sources and business requirements). Designs, develops, quality assures and implements complex credit scoring solutions. Leads designs of new end to end data processes for Digital Loans and Credit Scoring Solutions in partnership with relevant Country and Centre team. Sets criteria and parameters in order to monitor trends and variances of implemented designs and where necessary recommends corrective action. Performs quality assurance (QA) for all functional/technical specification documents and provide consultancy. Ensures data requirements to execute on lending criteria are correctly defined and mapped within the various strategies including scorecards, policy rules, affordability calculations etc. Interrogate test data and perform interactive testing in the customer decision engine. Analyses and interprets outcomes of the decision automation and resolves all errors. Performs testing walkthrough with country stakeholders to enable User acceptance testing (UAT). Supports country stakeholders through the testing process and resolve any defects which may arise. Identifies defects and ensures that they are prioritised for correction. Monitors post implementation reviews to ensure the accuracy of the credit decisioning.Behavioural Competencies: Developing Strategies Examining Information Articulating Information Making Decisions Team WorkTechnical Competencies: Data Management / Data Integrity / Data Analysis Written Communication / Documenting Product Related Systems (Business Banking) Use of Process Design Tools and Systems Stakeholder Management.

    RESPONSIBILITIES

    Job Description To drive digitization of PPB clients' lending products, dimension and quantify digital loans qualifying & scoring parameters ensuring alignment with risk appetite, analyse and quality-assure lending/scoring models & scripts; and seeing to the end-to-end of credit life cycle of the digital loan offerings from origination to collections. This includes portfolio management, timely surfacing of potential risks, whether due to technological, design or operational failings, and overall growth & support of new digital lending frontiers.

    REQUIRED SKILLS

    Project management, Compliance, People management, Digital content development and editing (social media, blogs, etc.)

    REQUIRED EDUCATION

    Bachelor's degree

  • MTN Nigeria

    Analyst - Business Performance

    2 weeks ago

    MTN Nigeria Lagos, Nigeria Full time

    ABOUT THE COMPANY · MTN Nigeria - The leader in telecommunications in Nigeria, and a part of a diverse community in Africa and the Middle East, our brand is instantly recognisable. It is through our compelling brand that we are able to attract the right talents who we carefully n ...

  • Bella Recruiter For ipNX

    Recruitment Specialist

    1 week ago

    Bella Recruiter For ipNX Lagos, Nigeria

    Function: Talent Acquisition · Reporting to: Team Lead, Talent Acquisition · Location: Lagos · Travel Frequency: Occasionally · Purpose of the Job · The purpose of this job is to engage in identifying, engaging and hiring high potential candidates to meet the needs of various dep ...

  • Seven Up Bottling Company

    Shift Team Leader

    2 weeks ago

    Seven Up Bottling Company Lagos, Nigeria Full time

    Role Overview · As the Shift Team Leader, you will play a critical role in ensuring smooth operations and driving performance on the shop floor. · You will lead a team of operators, coach them for success, and collaborate with various departments to achieve production targets whi ...

  • M-Kopa Nigeria

    Head of Data Science

    5 days ago

    M-Kopa Nigeria Lagos, Nigeria Full time

    JOB SUMMARY · RequirementsYour experience should definitely include:Experience building data science models in a consumer lending company, with experience in some combination of credit scoring, repayment forecasting, and/or risk assessment.Experiencing line-managing data scientis ...

  • Prob Digital PVT LTD

    Data Analyst

    5 days ago

    Prob Digital PVT LTD Lagos, Nigeria

    We are seeking a highly motivated and detail-oriented Data Analyst to join our team. The successful candidate will play a crucial role in analyzing large datasets, generating actionable insights, and providing strategic recommendations to support decision-making processes across ...

  • Renmoney

    Decision Scientist

    2 weeks ago

    Renmoney Lagos, Nigeria Full time

    ABOUT THE COMPANY · OUR VISION · We are Nigeria's most convenient lending company – delivering outstanding service experiences. · OUR MISSION · Everyday, we strive to understand our customers and leverage technology, data and innovation to deliver outstanding service experiences. ...

  • Canonical

    Talent Sourcing and Branding Manager

    1 week ago

    Canonical Lagos, Nigeria Full time

    JOB SUMMARY · RequirementsWhat we are looking for in you: An Undergraduate or Postgraduate Degree in Psychology / Industrial Psychology, or a compelling narrative about your alternative chosen path, together with an exceptional academic track record throughout your education year ...

  • Wema Bank Plc

    Data Architect

    13 hours ago

    Wema Bank Plc Lagos, Nigeria Full time

    ABOUT THE COMPANY · Wema Bank Plc - Widely reputed as the longest surviving and most resilient indigenous bank in Nigeria, Wema Bank Plc has over the years, diligently offered a fully-fledged range of value-adding banking and financial advisory services to the Nigerian public. · ...

  • Hobark International Limited HIL

    PA to the MD

    5 days ago

    Hobark International Limited HIL , Lagos, Nigeria , Full time

    Job Description · To provide secretarial and administrative support and assistance to the MD on a variety of strategic non-core business matters. · Develop a comprehensive understanding of the dynamics of the business, the priorities of the company and the priorities of the MD, a ...

  • IpNX Nigeria Limited

    Data Engineer

    2 weeks ago

    IpNX Nigeria Limited Lagos, Nigeria Full time

    Job Description · This role is to drive the organization's data-driven decision-making by collecting, analyzing, and interpreting complex datasets. · As a key member of our team, the incumbent will collaborate with cross-functional teams to identify business needs, design data so ...

  • GVA Partners

    Technical Recruiter

    1 day ago

    GVA Partners Lagos, Nigeria Full time

    Description · We are looking for a focused technical recruiter to be responsible for the sourcing, screening, and hiring of technical specialists to fill IT positions. The technical recruiter's responsibilities include all aspects of hiring, from meeting with hiring managers to ...

  • Excellence Community Education Welfare Scheme

    Farm Manager

    2 weeks ago

    Excellence Community Education Welfare Scheme Lagos, Nigeria Full time

    ABOUT THE COMPANY · We partner with governments, the private sector and civil society to provide lifesaving health care, quality education and opportunities for meaningful economic participation. · With more than 200 professionals working in more than 5 states. Their diverse tech ...

  • Excellence Community Education Welfare Scheme

    Agronomist Consultant

    2 weeks ago

    Excellence Community Education Welfare Scheme Lagos, Nigeria Full time

    ABOUT THE COMPANY · We partner with governments, the private sector and civil society to provide lifesaving health care, quality education and opportunities for meaningful economic participation. · With more than 200 professionals working in more than 5 states. Their diverse tech ...

  • Brainshare Technologies

    Customer Service Specialist

    2 weeks ago

    Brainshare Technologies Lagos, Nigeria Full time

    JOB SUMMARY · Demand on the Job Minimum of 2 years of experience in customer services within the telecommunication industry. Excellent communication skills and ability to maintain a positive and professional attitude. Strong problem-solving and decision-making abilities. Empathet ...

  • PricewaterhouseCoopers (PwC)

    IT Risk Assurance Manager

    1 week ago

    PricewaterhouseCoopers (PwC) Lagos, Nigeria Full time

    JOB SUMMARY · RequirementsBachelor's and/ or Postgraduate Degree in one of the following: Accounting, Finance/Economics, Management Information Systems, Computer Science, Business, Science, Technology, Engineering, Mathematics, and/or other business fields of study.Experience in ...

  • HR-EX Consulting

    Technical Recruiter

    2 days ago

    HR-EX Consulting Lagos, Nigeria Full time

    ABOUT THE COMPANY · HR-EX Consulting partners with small businesses looking for affordable HR professional advisory and services. In practice, we operate as an outsourced HR department and provide professional HR services to small businesses at a fraction of the cost of hiring a ...

  • Kuda Bank

    Product Manager

    1 week ago

    Kuda Bank Lagos, Nigeria Full time

    ABOUT THE COMPANY · We're here to help you get the best out of your money, no strings attached. · Welcome to your freedom · JOB SUMMARY · Requirements Bachelor's Degree in Computer Science, Engineering, Business, or a related field. 2 years of experience in product management, pr ...

  • Kuda Bank

    Product Manager

    1 week ago

    Kuda Bank Lagos, Nigeria Full time , Hybrid

    About the role · We are seeking a motivated and detail-oriented Product Manager to support our Business API product at Kuda. As a Product Manager - Business API, you will work closely with the Senior Product Manager and cross-functional teams to ensure our Business API aligns wit ...

  • Reliance Health

    Sales Ops Manager

    2 weeks ago

    Reliance Health Lagos, Nigeria Full time

    ABOUT THE COMPANY · We're a health insurance company that uses software, data science, and telemedicine to make health insurance delightful, affordable, and easier to access. · JOB SUMMARY · Requirements Bachelor's Degree in Business Administration, Sales, Marketing, or related f ...

  • Helium Health

    Business Analyst

    1 week ago

    Helium Health Lagos, Nigeria Freelance

    We are looking to hire an experienced Data Analyst who will be responsible for developing easy-to-consume dashboards to streamline reporting, improve business processes, and drive decisions based on data. S/he must be able to build datasets for analysis and present findings to an ...