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    Merchant Loan Field Credit Officer-Abuja - Fort Knox Group

    Fort Knox Group
    Fort Knox Group Abuja, Nigeria

    Found in: beBee S2 NG - 3 days ago

    Default job background
    Full time
    Description

    ABOUT THE COMPANY

    About Us
    We have a hard-earned reputation for excellent business practices and delivery, built over 95 years of global experience in the corporate service delivery. The group activities delivers solution that exceed expectation. THINK SERVICE, CALL Fort Knox Group.

    Vision
    To always be the first name for enterprise service delivery in Africa.

    Mission
    To be the Number One company of choice in effective service delivery in every sector where we are engaged.

    Value Proposition
    We are equipped with an assemblage of dynamic, innovative and result oriented young men and women, we are well positioned to provide excellent service.

    JOB SUMMARY

    Qualifications & Skills A First Degree 1 year Minimum relevant work experience in a financial organization preferably Microfinance Banks, Fintechs) Excellent knowledge of loan application procedures. Socially and emotionally aware. Must have a Smartphone. Strong communication skills and proven customer service experience. Exceptional analytical skills and the ability to work with complicated financial data. Demonstrable knowledge of credit risk analysis.

    RESPONSIBILITIES

    Job Summary As the Merchant Loan Field Credit Officer, you understand lending, you are curious, pay serious attention to details, data driven and have adequate territorial knowledge of your environment. You are responsible for evaluating clients' financial information, verifying merchants and assessing risk ratios.Duties Onboard Viable Merchants on the Business Platform. Evaluate credit worthiness of Merchants Physically verify Merchants Location and business financial health for loan consideration. Interview Merchants to determine their financial eligibility and feasibility Support merchants with questions they might have. Justify decisions (approvals/rejections) and report on them Maintain an active knowledge base of all of the organization's loan products and an understanding of the qualifications required of each Merchant. Build long term, trusting relationships with customers Grow and achieve loan portfolio targets for merchants.

    REQUIRED SKILLS

    Risk management, Mortgage loans, Security operations, Credit auditing

    REQUIRED EDUCATION

    Bachelor's degree

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