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    Relationship Officer - Abuja, Nigeria - Trident Microfinance Bank

    Trident Microfinance Bank
    Trident Microfinance Bank Abuja, Nigeria

    5 days ago

    Default job background
    Full time
    Description

    ABOUT THE COMPANY

    Loan
    We provide a range of flexible financing options to help meet your financial needs

    Learn More
    Savings
    Our savings products help optimize your current income.

    Learn More
    E-Banking
    Enjoy convenience with any of our electronic banking channels.

    Learn More
    Financial Advisory
    We provide strategic and financial services to clients

    JOB SUMMARY

    Requirements B.Sc. / HND (or OND with 4 years experience in the microfinance industry). Prior experience as a loan officer in a financial institution. Good verbal and written communication skills Strong negotiation and interpersonal skills Candidate should be resident in Abuja or environs.

    RESPONSIBILITIES

    Job DescriptionThe relationship officer would be responsible for the following; Mobilization of Funds (Deposit) from High yelding customers Mobilization of customers for small business loans within Abuja and its environs, majorly Wuse, Utako, Garki, Kubwa markets, etc. Generate leads into any of the Fast-Moving Consumer Goods (FMCG) markets through key distributor schemes. Signing on, restaurants, supermarkets, pharmacies, food vendors (online & offline). Contractors/Suppliers of NGOs etc. Verification of clients' home and shop addresses in compliance with company's guidelines and procedures. Participation in credit committee for loan appraisals where required. Recovery of overdue loans while ensuring cordial and long-term relationship with customers through excellent customer service. Appraising client's business and capacity to service requested loan. Capture all required information (i.e. client & guarantor's name, address & image. Business image and address). Post-disbursement monitoring. Maintaining a healthy portfolio. Any other responsibility assigned by the Bank.

    REQUIRED SKILLS

    Public Relations, Customer service, Cash management, Fraud risk assessment and management, Corporate banking

    REQUIRED EDUCATION

    Bachelor's degree

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