Credit Analyst - Lagos, Nigeria - ICS Outsourcing Nigeria Limited

Description

ABOUT THE COMPANY

ICS Outsourcing is Nigeria's leading Outsourcing provider incorporated in August 1994. We offer a comprehensive range of outsourcing services ranging from People Outsourcing to Sales BPO. We provide bespoke Business Support Solutions to all kinds and sizes of business.

Our desire to consistently deliver value-added services to our clients has helped us to evolve into a pacesetter and standard bearer in our industry. We have a reputation for satisfying and surpassing our client's expectations.

JOB SUMMARY

Ability to effectively manage competing deadlines for projects with less supervision.Excellent written and oral communication skills.Strong math aptitude, and organizational and analytical skills.Strong problem-solving and follow-up skills coupled with pragmatism and common senseDecision-oriented with the ability to support with sound reasoning and logicImpeccable understanding of financial statements, ratios, and conceptsComputer literate; fluency in Microsoft Office programs (Word, Excel, Outlook)Experience with use of credit administration or other banking application softwareAge range of 30 – 35 years is preferredEducational Qualification & ExperienceBachelor's Degree or HND in any discipline.3 - 4 years' credit analysis experience in a bank or non-bank financial institution.

RESPONSIBILITIES

A leading player in the Other Financial Institutions in Lagos state requires the service of credit analyst.Job DescriptionAssess the creditworthiness of clients.Evaluate clients' credit applications, financial documents, records and credit history to determine their credit worthiness.Prepare ratio, trend, cash flows analyses, and create projections based on historical data.Analyze credit applications and make recommendations to management for approvals.Prepare credit appraisal memorandum in respect of applications for the consideration of Approval.Follow up on credit requests to ensure approvals are obtained within approved timeline set by managementAttend meetings with Relationship Officers to structure appropriate facilities for customers.Monitor risk asset portfolio and ensure adherence to regulatory standard.Prepare and submit credit reports to management and regulators in timely manner.Adhere to credit policy and guidelines of the company.Perform any other function that may be assigned by the Head, Credit Department, Management and BoardAchieve agreed financials targets (assets and liabilities generation) on a monthly basis.

REQUIRED SKILLS

Budgeting, financial planning, Reporting, Accounting, Risk analysis, Corporate credit, Credit auditing

REQUIRED EDUCATION

Bachelor's degree