- OND or Bachelor's degree in Finance, Accounting, Business Administration, or related field. Advanced qualifications or certifications in risk management or credit analysis are advantageous.
- Proven experience in risk management, credit analysis, or debt collection within the financial services sector, preferably with a focus on SME lending on Lagos Island.
- Strong analytical skills and attention to detail, with the ability to interpret financial data and assess creditworthiness accurately.
- Excellent communication and negotiation skills, with the ability to build rapport with SME clients and effectively manage difficult conversations.
- Proficiency in data analysis tools and software, such as Microsoft Excel, SQL, or business intelligence platforms.
- Knowledge of regulatory requirements and best practices in credit risk management and debt collection.
- Results-driven mindset, with a proactive approach to problem-solving and a commitment to delivering high-quality outcomes.
-
Data Analyst
Found in: Trabajos diarios NG C2 - 4 days ago
Fort knox outsourcing Lagos, NigeriaFORT KNOX OUTSOURCING consists of a team of energetic, seasoned, young, smart and innovative professionals with combined decades of experience in providing Human Resources Services to clients across several sectors of the global economy such as Oil and Gas, Telecommunication, Ban ...
-
Business Analyst
Found in: beBee S2 NG - 4 days ago
Helium Health Lagos, Nigeria FreelanceWe are looking to hire an experienced Data Analyst who will be responsible for developing easy-to-consume dashboards to streamline reporting, improve business processes, and drive decisions based on data. S/he must be able to build datasets for analysis and present findings to an ...
-
Data Analyst
Found in: beBee S2 NG - 4 days ago
Fort Knox Group Lagos, Nigeria Full timeABOUT THE COMPANY · About Us · We have a hard-earned reputation for excellent business practices and delivery, built over 95 years of global experience in the corporate service delivery. The group activities delivers solution that exceed expectation. THINK SERVICE, CALL Fort Knox ...
-
Technology Enterprise Optimization Analyst
Found in: beBee S2 NG - 3 days ago
Coca-Cola Lagos, Nigeria RemoteThe F4G Analyst will be crucial in supporting the Cost Efficiency and Process Efficiency F4G initiative within DTPS the potential scope is within the range of 50-100mio EUR per year. This role requires a combination of analytical skills, technology acumen, and a strong understand ...
-
Data Analyst
Found in: Trabajos diarios NG C2 - 14 hours ago
Prob Digital PVT LTD Lagos, NigeriaWe are seeking a highly motivated and detail-oriented Data Analyst to join our team. The successful candidate will play a crucial role in analyzing large datasets, generating actionable insights, and providing strategic recommendations to support decision-making processes across ...
-
Portfolio Risk Analyst
Found in: beBee S2 NG - 6 hours ago
The Concept Group Lagos, Nigeria Full timeABOUT THE COMPANY · The genesis of The Concept Group was initially borne from a functional and structural approach, simply delivering better effectiveness through shared services of back office functions for its more market facing organizations. · As the organization grew, the Gr ...
-
Laboratory Scientist
Found in: beBee S2 NG - 2 days ago
Society for Family Health (SFH) Lagos, Nigeria Full timeABOUT THE COMPANY · Society for Family Health Nigeria has a mission to improve health outcomes by ensuring communities have access to affordable, quality, and gender-sensitive health services and commodities. Together with partners, we will act so that 200 million Nigerians have ...
-
Senior Fullstack Developer
Found in: beBee S2 NG - 2 days ago
Nimble Group Lagos, Nigeria Full timeABOUT THE COMPANY · Nimble Group Advisory Services focusses specifically on: Business rescue services, business-to-business receivables management, collections and corporate advisory services. · JOB SUMMARY · Job Requirements Proven experience as a Full Stack Developer or in a si ...
-
Treasury Analyst
Found in: beBee S2 NG - 5 days ago
Alpha Mead Group Lagos, Nigeria Full timeJob Details · Maintain general ledger, maintain logs of daily receipts as well as manage billings and invoicing. · Prepare and present regular treasury reports, budgets, financial documents, and strategies to senior management. · Manage payments received from clients and ensure t ...
-
Full Stack Developer
Found in: beBee S2 NG - 6 days ago
Infinion Technologies Lagos, Nigeria Full timeABOUT THE COMPANY · We are a technology and business solutions Company established with the objective of providing world class solutions to Enterprise Businesses.At INFINION we constantly research into new technologies and design productivity boosting solutions, aimed at deliveri ...
-
Data Engineer
Found in: beBee S2 NG - 3 days ago
Infinion Technologies Lagos, Nigeria Full timeABOUT THE COMPANY · We are a technology and business solutions Company established with the objective of providing world class solutions to Enterprise Businesses.At INFINION we constantly research into new technologies and design productivity boosting solutions, aimed at deliveri ...
-
Data Engineer
Found in: beBee S2 NG - 4 days ago
Infinion Technologies Lagos, Nigeria Full timeABOUT THE COMPANY · We are a technology and business solutions Company established with the objective of providing world class solutions to Enterprise Businesses.At INFINION we constantly research into new technologies and design productivity boosting solutions, aimed at deliveri ...
-
Full Stack Developer
Found in: beBee S2 NG - 6 days ago
Infinion Technologies Lagos, Nigeria Full timeABOUT THE COMPANY · We are a technology and business solutions Company established with the objective of providing world class solutions to Enterprise Businesses.At INFINION we constantly research into new technologies and design productivity boosting solutions, aimed at deliveri ...
Risk and Collection Analyst - Lagos, Nigeria - HRD solutions
Description
Job Description:
As a Risk and Collection Analyst, you will play a pivotal role in supporting small and medium-sized enterprises (SMEs) by assessing and managing credit risk while ensuring efficient debt collection processes.
Key Responsibilities:
Credit Risk Assessment:
Evaluate the creditworthiness of SME clients applying for financing by analyzing financial statements, credit reports, and other relevant data.
Assess factors such as cash flow, profitability, and industry trends to determine risk levels and loan eligibility.Underwriting Support:
Collaborate with the underwriting team to provide insights and recommendations on credit risk assessment. Ensure that loan decisions align with the company's finance's risk appetite and credit policies.
Portfolio Monitoring:
Monitor the performance of the SME lending portfolio and identify potential credit risks in a timely manner. Conduct regular reviews of loan accounts to assess payment behavior and detect early warning signs of delinquency or default.
Delinquency Management:
Develop and implement effective collection strategies to mitigate delinquency and minimize losses. Communicate with SME clients to negotiate repayment plans, resolve payment issues, and prevent accounts from becoming severely delinquent.
Loss Mitigation:
Work closely with internal stakeholders and external partners to explore options for loss mitigation and recovery. Coordinate efforts to recover outstanding debts through settlement negotiations, asset liquidation, or legal actions when necessary.
Reporting and Analysis:
Prepare comprehensive reports and analysis on credit risk metrics, delinquency trends, and collection performance. Present findings to management and provide actionable insights to support strategic decision-making and risk management initiatives.
Regulatory Compliance:
Ensure compliance with regulatory requirements and industry standards related to credit risk management and debt collection practices. Stay abreast of regulatory changes and implement necessary updates to policies and procedures.
Qualifications and Skills:
If you do not meet the requirements, please do not apply. Only shortlisted candidates will be contacted.