Debt Collections Agent - Lagos, Nigeria - MIM Finance Company

    MIM Finance Company
    MIM Finance Company Lagos, Nigeria

    Found in: beBee S2 NG - 1 week ago

    Default job background
    Full time
    Description

    Responsibilities:

  • Contact Delinquent Accounts: Initiate contact with customers who have
    outstanding debts to remind them of their payment obligations, using a variety of
    communication channels including phone calls, WhatsApp, emails, and letters.
  • Negotiate Payment Arrangements: Work with customers to establish payment
    arrangements and schedules that are feasible and acceptable to both parties,
    taking into consideration their financial circumstances and our client's policies.
  • Resolve Payment Disputes: Investigate and address any payment disputes or
    discrepancies raised by customers, collaborating with internal departments
    such as billing and customer service to resolve issues promptly and amicably.
  • Monitor Payment Progress: Track and monitor the progress of payment
    arrangements and follow up with customers as necessary to ensure compliance
    with agreed-upon terms and timelines.
  • Document Communications: Maintain accurate and detailed records of all
    interactions with customers, including payment commitments, agreements, and
    any relevant correspondence, in accordance with company policies and
    regulatory requirements.
  • Escalate Unresolved Issues: Identify and escalate unresolved payment issues
    or high-risk accounts to management for further action, including potential legal
    or collection agency involvement, as appropriate.
  • Provide Regular Reporting: Prepare and present regular reports on the status of
    accounts receivable, debt collection activities, and key performance indicators
    to management, highlighting trends, challenges, and areas for improvement.


    Requirements:

  • Proven experience in debt collection or accounts receivable management.
  • Strong negotiation and communication skills, with the ability to handle difficult
    conversations and resolve conflicts diplomatically.
  • Persistence, resilience, and a results-oriented mindset, with a demonstrated
    ability to meet collection targets and deadlines.
  • Knowledge of UK debt collection laws, regulations, and best practices, with a
    commitment to ethical and compliant debt collection practices.
  • Proficiency in using debt collection software, CRM systems, and Microsoft Office
    applications for data management, reporting, and communication

    Working Conditions:

  • This position may require occasional evening or weekend work to accommodate
    client availability and meet collection targets.
  • Debt Collection Agents may need to handle challenging or sensitive situations
    involving non-paying clients, requiring a high level of professionalism, empathy,
    and discretion