Uzumma Oguguo

I am a highly motivated Legal, Risk and Compliance Professional with a strong background investigating and preventing financial crime. Through my wealth of experience, I have developed an excellent ability to develop and implement investigative strategies, manage complex data and build relationships with law enforcement and regulatory agencies. Also, I am adept at conducting thorough KYC/KYB, AML, Sanctions and PEP screening across various jurisdictions and now seeking new opportunities to further develop my skills while adding value to the company.

Chipper Cash, Fraud Analyst, August 2022 – February 2023; Onboarding and Due Diligence Analyst (Legal, Risk and Compliance), October 2021 – August 2022
Reviewed identification and other CDD/EDD documents for authenticity, completeness, and accuracy with data gathered from various internal and external sources (from customers, any existing electronic files, etc.) and to complete Know-Your-Customer (KYC) and Know-Your-Business (KYB) profiles.
Evaluated high-risk accounts, verified new customer identities, evaluated customer behaviour and analysed new customer processes and policies.
Provided detailed due diligence, fraud reports and recommendations for fraud cases and assisted the Fraud Manager with US and UK SAR preparation when suspicion had been reached.
Created and supported the implementation of fraud investigation processes to prevent, detect, and respond to fraud based on fraud intelligence and event analysis.
Monitored US, UK and African bank accounts and transactions and analysed the data to identify any potentially fraudulent activity.
Liaised with law enforcement agencies to conduct investigations into allegations of fraud, waste or abuse committed by users of the platform.
Identified trends and patterns of suspicious activity in transactions and analysed data on ledger against high-risk indicators.
Performed Sanctions and Politically Exposed Persons (PEP) screening, investigating true positive hits and escalating for further review and approval to management.

GM George Taylor & Co, Associate, January 2021 – May 2021
Drafting legal/commercial agreements and documents for parties to service level contracts, securing the terms of their agreement 
Registering businesses, companies and incorporated trustees on behalf of clients, ensuring that due diligence procedures are followed and certificates, when issued, are duly stamped by the appropriate body.
Advising companies on the implications of mergers and acquisition, conducting due diligence on the corporate structures involved, drafting the necessary agreements, and ensuring regulatory compliance is followed

Lagos Waste Management Authority (LAWMA), Legal Officer, November 2019 – October 2020
Constructed direct service agreements between LAWMA and Private Contractors, outsourcing the management of fuel dumps to the latter and guaranteeing certainty of the terms of the contracts
Assessed the proposals and applications made by companies to partner with LAWMA in setting up mini waste to energy/fuel plants and issued corporate licenses to qualified companies to undertake waste management activities on behalf of the government
Conducted due searches on properties LAWMA intended to purchase, relayed details of any encumbrances in a search report and drafted a Contract of Sale accordingly.

TSYS Managed Services, UK, Mortgage/Client Due Diligence Analyst, September 2017 to January 2018 
Triggered an enhanced layer of security on the accounts for complex investigations
Investigated fraud and assisted colleagues with other customer-related complaints on current accounts
Ensured that all required documentation for account opening, as required by the company’s CDD Procedures is received
Liaised with external firms that specialise in due diligence investigations including verification of client’s details on public records
Escalated potential problems from customers regarding the mandatory changes made on their accounts to the management team, establishing a middle-man relationship between customers and the bank  
Set up new mortgage payment plans and schedules for defaulting mortgagors, in line with Nationwide Building Society Standards.

Clarity Financial Solutions, UK, Onboarding Analyst, January 2017 to June 2017
Coordinated account opening processes with Relationship Managers and other business units in order to complete all the documents required for both local and regional accounts
Coordinated the client onboarding process for new business opportunities for the company
Undertook regulatory checks on onboarded customers to ensure adherence to all compliance policies; procedures and regulatory obligations
Analysed data against established criteria and made good judgments, guiding other employees, and advising the management of any unusual issues

Citizens Advice, UK, Analyst, May 2016 to September 2016
Offered guidance to enable clients to make informed decisions about pension based on their individual circumstances
Performed the required screenings on citizens documenting the information obtained as required by bureau’s standards
Effectively conducted formality reports on questionable complaints
 

Nigerian Law School, Lagos Campus, November 2018 to November 2019
Barrister at Law Programme

Coventry University, United Kingdom, September 2016 to September 2017
LLM in International Business Law

Coventry University, United Kingdom, September 2012 to May 2016
LLB in Law