Showang Christopher Malo

I am an experienced Loan Officer with both Microfinance and commercial bank experience 

My professional experience cut across Microfinance Bank and commercial bank. Credit Officer Experience: Evaluated and analyzed credit applications to determine the creditworthiness of individuals or businesses applying for loans.
- Reviewed financial statements, credit histories, and other relevant information to make informed decisions on lending.
- Managed a portfolio of clients, ensuring timely payments and addressing any issues that arise.
- Collaborated with various departments within the organization to streamline credit processes and ensure compliance with regulations; Loan Sales and Marketing Experience: - Developed and implemented strategies to promote loan products to potential clients and generate leads.
- Conducted market research to identify customer needs and preferences to tailor loan products and marketing campaigns accordingly.
- Collaborated with the sales team to meet and exceed loan sales targets.
- Utilized various marketing channels such as digital marketing, advertising, and networking events to reach a wider audience and currently a Bank Teller Experience:Provided exceptional customer service by assisting clients with various transactions such as deposits, withdrawals, and account inquiries.
- Balanced cash drawers and maintained accurate transaction records following bank procedures.
- Promoted bank products and services to customers based on their financial needs.
- Handled customer inquiries and resolved issues promptly and efficiently.

Overall, my experience in the financial sector as a credit officer, loan sales and marketing professional, and bank teller has equipped me with a diverse skill set that includes credit analysis, sales and marketing strategies, customer service, and compliance knowledge.

I hold a HND in Esate Maagement  from a reputable institution. During my studies, I focused on courses related to financial analysis, valution, appaisal, accounting principles, risk management, and investment strategies. I also completed projects and coursework that involved analyzing financial data, conducting market research, and developing financial models. Additionally, I actively participated in extracurricular activities such as apprisal and workshops to enhance my practical skills and knowledge in the field. My educational background has provided me with a strong foundation in finance and equipped me with the necessary analytical and critical thinking skills to excel in roles within the financial sector and business sector.