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Precious Erem

Precious Erem

Data/Credit risk Analyst

Banking / Loans

Ipaja, Alimosho

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About Precious Erem:

As a credit risk analyst with over 7years of hands on experience,  I realised the need for more to stay relivant in todays world. My love for digits and analysis led me into the world of Data Analysis where I learned to analyse and visualise data using Excel, Power-BI and Tableau.

I'm currently eager to explore this vast world of data analysis with your company,  contributing to its growth, taking part in team bonding while I stay focused on learning and relearning.

I'm a highly organised,  hardworking, intelligent professional who understands the importance of upholding work ethics.

Experience

AB Microfinance bank 2014-2021

Senior Credit Analyst

Establishing customer relationship, extracting data from customer via financial statements,  sales records and declaration to establish a standard direct financial report/presntation which includes but not limited to cash flow and balance sheet. Credit ratios and risk mitigation are major considerations before a proposal for approval or denial is presented to my superior. Portfolio building (quality and quantity) remained a crutial part of my JD. Deal clouser is a sure strength.

Education

AQ Skillz Academy Data Analysis and Visualisation (power-BI, Microsoft Excel and Tableau)

FUTO Prosthesis and Orthopeadics Technology  (B.Tec)

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