
MICHAEL AYEGBUSI
Banking / Loans
About MICHAEL AYEGBUSI:
A seasoned economist and banker with cognitive reputable skills, strong analytical abilities, excellent and effective communication skills with over 9 years’ experience working with The Central Bank of Nigeria and United Bank for Africa respectively. Michael has successfully managed high net worth and high-profile customers. He has an in-depth knowledge and understanding of the financial/banking sector and Nigeria Government financial policies. His core competencies include people management, networking skills, Diplomatic Skills and Ability to influence and Negotiate, Conflict Management; Operational and collaborative interpersonal skills; Excellent Networking and Partnering; Dialogue and Mediation; Advocacy and Public Speaking. Michael holds a Master’s degree in Business Administration, Bachelor’s Degree in Economics and certificate in Oracle Database Management equips him with the required academic knowledge and Computer skills to function appropriately.
Experience
Manage a team of 5 Direct Sales Executives to meet and surpass their financial year budget Accessed and Granted finance to MSME, rendered financial advice to MSMEs customers SME development through liability and risk asset sales and management Built Capacity through proper management of sales and marketing of MSMEs Prepared and reviewed all required reports and KYC forms to adhere to the bank’s policies and procedures. Sales of Banks’ Electronic products such as ATM cards, mobile banking, internet banking, email moni, ealerts, prepaid cards etc) Helped and supported the retail risk department with matters regarding delinquent customers as to ensuring full payment of overdue amounts to minimize risk exposure. Account opening and closure, deposit mobilization, processing of fixed deposit, telemarketing, funds transfer confirmations. Reactivated dormant mass market accounts through customer engagement Booked consumer loan facilities, issuance of indebtedness and non-indebtedness letters. Organized campus/school storm that brought in customers to the bank. Ensured the branch maintained the highest professional standard at all service touch points. Relationship management. Ensured that customers received good service relationship.
Education
MSc Business Administration - 2017 National Open University of Nigeria
BSc Economics - 2010 Caritas University Amorji-Nike Enugu State
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