Lukman Adedeji

Hardworking Credit Risk Analyst, knowledgeable in conducting background checks and developing methodologies to predict future risk behaviors, well-versed in reviewing financial documents, preparing loan packages, and making a recommendation based on risk values. Detail-oriented team player, thorough with excellent judgment, and good verbal and written communication strengths. 

Professional Achievements:
Throughout my career, I have achieved notable milestones that reflect my skilfulness in credit risk analysis and my dedication to enhancing lending practices:

1. Streamlined Risk Assessment: At Shepherd Trust Microfinance Bank, I played a crucial role in revamping the credit risk assessment process. By implementing advanced risk models and analytical tools, I contributed to more accurate risk evaluations and improved decision-making, resulting in a significant reduction in delinquency rates.

• Credit Risk Analyst at Shepherd Trust Microfinance Bank. I am responsible for the analysis of an applicant's business, verification, and evaluation. I'm also part of the  committee to determine approval decisions for various loan
• Loan review Officer at Phillips Outsourcing Limited. I performed a comprehensive review of a loan and modification to identify any credit weaknesses, also review and analyze financial statement, credit history client repayment ability.
• Loan Monitoring Officer at Ibile Microfinance Bank. Ikeja, Lagos

I hold a Higher National Diploma in Accounting from the Lagos State Polytechnic, Ikorodu Lagos State.