Aniebiet Michael

I am an experienced credit risk analyst with over 4years hands-on experience in credit analysis. I started my career in credit with AB Microfinance bank as a credit analyst and I'm a risk specialist at Lendigo a portfolio company of seedstars. 

I'm proficient in data analysis tools and I'm passionate about delivering responsible credit that is mutually beneficial to both the lender and the borrower.

At Lendigo, I perform pre-disbursement monitoring evaluate risk factors and I'm also engaged in risk assessment at enterprise level to refine risk management processes. I also provide detailed risk report on assigned accounts to help approval decisions.

Worked at AB Microfinance Bank as a credit analyst where I was responsible for financial analysis of applicants businesses- computing ratios etc, risk evaluation and mitigation measures, collateral valuation and proposal presentation. I was also part of credit committee to determine approval decisions for various loans.

BSc(hons) Applied Geophysics from University of Calabar

Financial Modeling and Valuation Analyst (FMVA) from Corporate Finance Institute (CFI)

School Certificate from Seagate College,Apapa